Off on your holibobs? Travel restrictions these days make it harder to find the right travel insurance. Check out our top selection.
- 31 days in duration over a 12-month period
- Cover for European or worldwide travel
- Add Winter Sports and Ski cover
- 24 Hour access to a GP consultation service
- Cover for a wide range of pre-existing medical conditions.
- Annual travel insurance for every journey with a choice of cover and benefits including ski.
- Medical Consultation Service included with all travel policies
Flexible, low-cost travel insurance for annual policies, one trip cover, and backpacking protection!
- Up to £10m medical emergency & Repatriation cover
- Up to £10,000 cancellation & curtailment cover
- Up to £3,000 cover for your personal possessions
- Cover for loads of activities; including Snorkelling, Water-Skiing, Cycling, Golf, Fishing, Surfing and more
- 24hr emergency helpline in place should you need us while on your trip
- Up to £10m Emergency medical expenses
- 24 hour worldwide emergency assistance
- Up to £4,000 Cancellation Cover
- Up to £2,000 Baggage Cover
Inclusive travel insurance, covering travellers for all the typical competitor exceptions!
- Single trips of up to 365 days
- No upper age limit
- Cancellation cover up to £12,500 (£30,000 on referral) per person
- Baggage cover up to £3,000 per person
- Personal liability cover up to £2m per person
- All travel companions can be included in the same policy
- Zero excess policies available
- Specialising in backpacker and gap year travel insurance
- 24 hour emergency assistance.
- 100+ activities covered as standard
- Most working holidays covered as standard
- Up to £10 million Emergency medical expenses
Where To Find The Best Travel Insurance
Travel insurance has become a vital factor of travel following the pandemic. With horror stories about repatriation costs, being stuck overseas, or cancelled holidays, getting decent insurance should be as big a priority as packing your suitcase!
Best10Scout provides independent, detailed reviews to help you separate the best from the rest and choose a travel insurance provider you can depend on in a pinch.
What to Look For in a Travel Insurance Policy
There are so many places to buy travel insurance these days, and it's hard not to be bogged down by choice. Whether you sign up with your travel agent, purchase a policy from your bank, or go for an independent insurer, the cost is one of many considerations.
You can pick up a basic policy for very little, but it's important to check out:
It's also important to think about what your holiday has cost, including flights.
If something happens and you need to cancel, you'll want coverage that will reimburse accommodation, pre-booked excursions, travel, car hire and anything else.
Key Features of the Best Travel Insurance
Many people travel with the confidence that they have insurance rolled up in their home insurance policy or have coverage as a perk of a bank account.
The issue is that standard policies can prove to be expensive pieces of paper and won't include medical conditions or injuries sustained doing dangerous activities - including horse riding.
Here are some of the features the Best10 team looks for:
If you travel more than three times a year, an annual policy may be much cheaper than buying single-trip insurance, but again it's important to check the terms carefully.
Comparing the Best Travel Insurance Products
Insurance can be stressful, and it's often all but impossible to compare two policies on a like-for-like basis, with different excesses, coverage limits, services and medical exceptions.
Choosing an excellent travel insurance provider should, in most cases, be something you'll never have to rely on.
Still, if something goes wrong overseas, you'll need that support to ensure you get home safely, without losing out on any lost or damaged belongings.
With ever-changing travel rules, it's also possible that planned trips will be cancelled if guidance at home or abroad changes, and having insurance cover may be a condition of a travel visa.
See also: Comparing The Best Travel Insurance Companies - What To Look For
To compare the best travel insurance products at competitive prices and with robust protection against a range of scenarios, take a look at the Best10Index travel insurance ratings for clear, independent and instant advice!
